No, all lenders that are regulated and authorised by the Financial Conduct Authority are legitimately necessary to finish a credit check. When you yourself have discovered a lender that is advertising assured pay day loans without any credit check, these are typically apt to be running illegally as no such thing exists. In the event that you connect with numerous direct loan providers for payday advances when you look at the hope to be authorized for the loan you will see several difficult queries recorded on the credit report, that may have a impact that is negative your credit rating. Continue reading →