When you have bad credit, the stumbling block will be the credit check when trying to get a normal company loan. Nevertheless, with asset refinancing (also called a loan that is secured, you’ll circumvent the necessity for a check by providing something of value to secure the regards to the mortgage. In case you have a secured item of value that falls within a loan provider’s demands, then you can simply take a loan out against it and pay off with interest as usual. Since the asset has guaranteed the loan, there is certainly less risk for the financial institution and much more flexibility over who they could provide financing to. Your credit rating will not be impacted if you miss a repayment or standard regarding the loan, either.

Only at H&T, we are able to provide appealing asset refinancing options on your valuables without the need for the credit check. You can use your asset to secure funds that are essential ?250–?50,000 for your needs, then repay the mortgage more than a amount of as much as half a year. We are going to maintain your assets when it comes to amount of the mortgage, where they will be secured and insured. You will find out more info on exactly how it really works, take a good look at our FAQs, or call us if any questions are had by you.

We now have a flexible in-house valuations team, therefore we can accurately value a complete number of items, including gold, watches, jewelry, art and antiques, and vehicles. Continue reading →